The Hartman Perspective: 35 Years. Every Angle

In the insurance world, most people only see one side of a claim. I have lived all three.

My career began at a national carrier where I mastered the mechanics of how claims are adjusted. I then transitioned to a law firm to gain firsthand insight into claimant strategies. These experiences became the foundation for my last 30 plus years dedicated to protecting the insured.

Your Strategic Ally in Claims Oversight

I founded Hartman Risk because I saw a gap that needed closing. Businesses often find themselves caught between complex claims and rising costs without the internal oversight to bridge the two.

I operate on a single principle: The best offense is a good defense.

Because I have sat in every chair at the table, I do not just react to problems. I anticipate them. I provide the strategic oversight needed to tighten defenses, hold insurers and TPAs accountable, and ensure that best practices are a daily reality rather than just a goal.

Beyond the File

Whether I am managing a national portfolio or auditing an insurer, my focus is a partnership with the client. I develop the protocols needed to streamline operations and personally train your staff to ensure those standards are met. I bring 35 years of insider knowledge to your side of the table. This ensures your risk is managed with the precision of a carrier and the strategy of a litigator.